Terms & Conditions

Effective Date: August 6, 2026

By accessing this website or purchasing any products or services, you agree to these Terms & Conditions.

Intellectual Property
All content on this website, including writing, artwork, graphics, downloads, courses, and other materials, is the property of the website owner unless otherwise stated. You may not reproduce, distribute, modify, or sell any content without written permission.

Coaching Services

Coaching is intended for educational, reflective, and personal development purposes. You are responsible for your own decisions, actions, and results. Coaching is not therapy, medical treatment, legal advice, financial advice, or any licensed professional service.

Digital Products
Digital products are delivered electronically. Because digital products cannot be returned after delivery, all sales are final unless otherwise stated.

Payments
Payment is required before coaching sessions or product delivery unless other arrangements have been made.

Cancellations
Coaching sessions may be rescheduled with at least 24 hours' notice. Sessions missed without sufficient notice may be forfeited.

Limitation of Liability
To the fullest extent permitted by law, I shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website, products, or services.

External Links
This website may include links to third-party websites. I am not responsible for their content or privacy practices.

Changes
I reserve the right to update these Terms & Conditions at any time. Continued use of this website indicates acceptance of any updates.

Governing Law
These Terms & Conditions shall be governed by the laws applicable in the jurisdiction where the business owner resides, unless otherwise required by law.